:root{
      --bg:#f6f4ef;
      --surface:#ffffff;
      --surface-2:#fbfaf7;
      --text:#1f2937;
      --muted:#5b6472;
      --line:#e7e1d8;
      --brand:#1f5c7a;
      --brand-2:#d97d54;
      --shadow:0 18px 40px rgba(31,41,55,.08);
      --radius:22px;
      --radius-sm:16px;
      --container:1100px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{
      margin:0;
      font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Hiragino Sans GB","Microsoft YaHei",sans-serif;
      color:var(--text);
      background:
        radial-gradient(circle at top left, rgba(31,92,122,.08), transparent 28%),
        radial-gradient(circle at right 12%, rgba(217,125,84,.08), transparent 24%),
        linear-gradient(180deg, #fcfbf8 0%, var(--bg) 100%);
    }
    a{color:inherit;text-decoration:none}
    .container{
      width:min(var(--container), calc(100% - 32px));
      margin:0 auto;
    }
    header{
      position:sticky;
      top:0;
      z-index:20;
      backdrop-filter:saturate(140%) blur(10px);
      background:rgba(252,251,248,.82);
      border-bottom:1px solid rgba(231,225,216,.8);
    }
    .topbar{
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:16px;
      padding:16px 0;
    }
    .logo{
      display:flex;
      align-items:center;
      gap:12px;
      font-weight:700;
      letter-spacing:.02em;
    }
    .logo-mark{
      width:38px;height:38px;border-radius:14px;
      display:grid;place-items:center;
      background:linear-gradient(135deg, var(--brand), #2f7ea4);
      color:#fff;
      box-shadow:0 10px 20px rgba(31,92,122,.18);
      flex:none;
    }
    nav{
      display:flex;
      align-items:center;
      gap:18px;
      flex-wrap:wrap;
      justify-content:flex-end;
      color:var(--muted);
      font-size:14px;
    }
    nav a{padding:8px 0}
    .hero{
      padding:34px 0 18px;
    }
    .hero-grid{
      display:grid;
      grid-template-columns:1.25fr .75fr;
      gap:20px;
      align-items:stretch;
    }
    .panel{
      background:rgba(255,255,255,.88);
      border:1px solid var(--line);
      border-radius:var(--radius);
      box-shadow:var(--shadow);
    }
    .hero-main{
      padding:34px;
      position:relative;
      overflow:hidden;
    }
    .hero-main::after{
      content:"";
      position:absolute;
      inset:auto -30px -50px auto;
      width:220px;height:220px;
      border-radius:50%;
      background:radial-gradient(circle, rgba(31,92,122,.12), transparent 64%);
      pointer-events:none;
    }
    .eyebrow{
      display:inline-flex;
      align-items:center;
      gap:8px;
      padding:8px 12px;
      border-radius:999px;
      background:#eef5f8;
      color:var(--brand);
      font-size:13px;
      font-weight:600;
    }
    h1{
      margin:18px 0 14px;
      font-size:clamp(30px, 5vw, 52px);
      line-height:1.08;
      letter-spacing:-.03em;
    }
    .lead{
      margin:0;
      color:var(--muted);
      font-size:17px;
      line-height:1.85;
      max-width:56ch;
    }
    .hero-actions{
      display:flex;
      flex-wrap:wrap;
      gap:12px;
      margin-top:24px;
    }
    .btn{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      min-height:46px;
      padding:0 18px;
      border-radius:999px;
      border:1px solid transparent;
      font-weight:600;
      transition:transform .2s ease, box-shadow .2s ease, background .2s ease;
    }
    .btn:hover{transform:translateY(-1px)}
    .btn-primary{
      background:linear-gradient(135deg, var(--brand), #286f91);
      color:#fff;
      box-shadow:0 12px 24px rgba(31,92,122,.18);
    }
    .btn-secondary{
      background:#fff;
      border-color:var(--line);
      color:var(--text);
    }
    .hero-side{
      padding:24px;
      display:flex;
      flex-direction:column;
      gap:14px;
    }
    .info-card{
      padding:18px;
      border-radius:18px;
      background:var(--surface-2);
      border:1px solid var(--line);
    }
    .info-card h2{
      margin:0 0 8px;
      font-size:18px;
    }
    .info-card p, .info-card li{
      margin:0;
      color:var(--muted);
      line-height:1.75;
      font-size:14px;
    }
    .info-card ul{
      margin:0;
      padding-left:18px;
      display:grid;
      gap:8px;
    }
    main{padding:14px 0 10px}
    section.block{
      padding:0 0 18px;
    }
    .section-head{
      display:flex;
      align-items:flex-end;
      justify-content:space-between;
      gap:16px;
      margin:0 0 14px;
    }
    .section-head h2{
      margin:0;
      font-size:24px;
      line-height:1.2;
    }
    .section-head p{
      margin:0;
      color:var(--muted);
      font-size:14px;
    }
    .grid-3{
      display:grid;
      grid-template-columns:repeat(3, 1fr);
      gap:16px;
    }
    .card{
      background:rgba(255,255,255,.92);
      border:1px solid var(--line);
      border-radius:20px;
      padding:20px;
      box-shadow:0 10px 24px rgba(31,41,55,.05);
      transition:transform .2s ease, box-shadow .2s ease;
    }
    .card:hover{transform:translateY(-2px);box-shadow:0 14px 28px rgba(31,41,55,.08)}
    .card h3{
      margin:0 0 10px;
      font-size:18px;
    }
    .card p, .card li{
      color:var(--muted);
      line-height:1.8;
      margin:0;
      font-size:14px;
    }
    .card ul{
      margin:0;
      padding-left:18px;
      display:grid;
      gap:8px;
    }
    .quote{
      padding:22px;
      border-left:4px solid var(--brand-2);
      background:linear-gradient(180deg, #fff, #fcf7f2);
    }
    .process{
      display:grid;
      gap:14px;
    }
    .step{
      display:flex;
      gap:14px;
      align-items:flex-start;
      padding:18px 0;
      border-bottom:1px solid var(--line);
    }
    .step:last-child{border-bottom:none;padding-bottom:0}
    .step-num{
      width:34px;height:34px;border-radius:50%;
      display:grid;place-items:center;
      background:#eef5f8;
      color:var(--brand);
      font-weight:700;
      flex:none;
    }
    .step h3{margin:0 0 6px;font-size:17px}
    .step p{margin:0;color:var(--muted);line-height:1.8;font-size:14px}
    .faq{
      display:grid;
      gap:12px;
    }
    .faq-item{
      border:1px solid var(--line);
      border-radius:18px;
      background:#fff;
      overflow:hidden;
    }
    .faq-q{
      width:100%;
      border:0;
      background:transparent;
      padding:18px 18px;
      display:flex;
      align-items:center;
      justify-content:space-between;
      gap:16px;
      color:var(--text);
      font:inherit;
      text-align:left;
      cursor:pointer;
    }
    .faq-q span{font-weight:600;line-height:1.5}
    .faq-q i{
      width:28px;height:28px;border-radius:50%;
      display:grid;place-items:center;
      background:#eef5f8;
      color:var(--brand);
      font-style:normal;
      flex:none;
      transition:transform .2s ease;
    }
    .faq-item.open .faq-q i{transform:rotate(45deg)}
    .faq-a{
      max-height:0;
      overflow:hidden;
      transition:max-height .28s ease;
      border-top:1px solid transparent;
    }
    .faq-a div{
      padding:0 18px 18px;
      color:var(--muted);
      line-height:1.85;
      font-size:14px;
    }
    .faq-item.open .faq-a{max-height:220px;border-top-color:var(--line)}
    .related{
      padding:20px;
      background:#fff;
      border:1px solid var(--line);
      border-radius:20px;
    }
    .related h2{
      margin:0 0 14px;
      font-size:22px;
    }
    .related ul{
      list-style:none;
      margin:0;
      padding:0;
      display:grid;
      grid-template-columns:repeat(2, minmax(0, 1fr));
      gap:10px 18px;
    }
    .related a{
      display:block;
      padding:12px 14px;
      border-radius:14px;
      background:#faf8f4;
      border:1px solid #eee6da;
      color:var(--text);
      transition:background .2s ease, transform .2s ease;
    }
    .related a:hover{background:#f3ece2;transform:translateY(-1px)}
    footer{
      margin-top:18px;
      padding:18px 0 24px;
      border-top:1px solid var(--line);
      color:var(--muted);
      background:rgba(252,251,248,.9);
    }
    .footer-inner{
      display:flex;
      gap:12px;
      align-items:center;
      justify-content:space-between;
      flex-wrap:wrap;
      font-size:14px;
    }
    @media (max-width: 900px){
      .hero-grid,.grid-3{grid-template-columns:1fr}
      .related ul{grid-template-columns:1fr}
      .topbar{flex-direction:column;align-items:flex-start}
      nav{justify-content:flex-start}
      .hero-main{padding:26px 22px}
    }
    @media (max-width: 640px){
      .container{width:min(var(--container), calc(100% - 24px))}
      .hero{padding-top:22px}
      .hero-main h1{font-size:clamp(28px, 8vw, 40px)}
      .lead{font-size:15px}
      .card,.hero-side,.related{padding:18px}
      .section-head{flex-direction:column;align-items:flex-start}
      .hero-actions{flex-direction:column}
      .btn{width:100%}
    }